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Privacy Policy

Summary

This Privacy Policy discloses the privacy practices for this website (www.accept.inc) and all related services. This Privacy Policy applies solely to information collected by this website and will notify you of the following:

  • What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.

  • What choices are available to you regarding the use of your data.

  • The security procedures in place to protect the misuse of your information.

  • How you can correct any inaccuracies in the information.

By using or accessing Accept.inc’s services or website in any manner, you acknowledge that you accept and agree to the terms, practices and policies outlined in this Privacy Policy, and you hereby consent that we may collect, use, and share your information as set forth below.
Information Collection and Use

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email, digital forms, or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to originate a loan.

We and/or our lending partners may collect personal information about you, such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information that you submit on applications or other forms made available through this website.

We may also collect personal information from third party services to combine with information collected directly from this website. For example, we may receive information from another lender, lead service provider, or social media website.

The website may collect certain information on you and your web activity including your IP address, browser, operating system, the date and time of your visit, and the website that referred you to us.

We use Google Analytics to analyze how our service is used and to improve our service. We do not control what information they collect.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Sharing

We share personal information with lending partners and other third parties. These parties may include vendors who provide services such as loan origination, loan processing, loan underwriting, employment verification, credit inquiry, financial verification, degree verification, title, and/or other necessary services. When a user requests our services, we may share names, contact information, and financial information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services. We reserve the right to share your personal information with lending partners and other third parties for any purpose to perform a service to which you expressly consent

Security

We take precautions to protect your information. Wherever we collect sensitive information on this website (such as personal data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only those who need the information to perform a specific job (for example, loan officers and loan processors) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment. Please keep in mind no information technology is completely secure, including email transmission.

Cookies

We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Some of our business partners may use cookies on our site. However, we have no access to or control over these cookies.

Links

This website contains links to other sites, including our lending partners. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Children

Neither this website nor our services are intended for persons under the age of 18. We do not knowingly collect, maintain, or use personal information from children under the age of 13. If we become aware that a child under the age of 13 has submitted personal information to us through the Website, we will immediately delete such information.

Updates to this Privacy Policy

We reserve the right to update this Privacy Policy at any time and without notice. Any posted changes will be effective immediately. Your continued use of this website after these updates represents your consent to the terms of the new Privacy Policy.

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